Consumer Bill Pay

Tired of buying checks, stamps, and mailing bills every month? First Federal's Bill Pay is a FREE, safe and secure way to pay bills online. Pay anyone in the United States that you normally would pay by check or automatic debit. 


Please Note: To use Bill Pay, you must first be enrolled in Online Banking.


With Bill Pay, you can:


  • Make Person-to-Person payments through PayPal.
  • Send money instantly from your bank account to almost anyone with an e-mail address or mobile number. The sender does not need to have a PayPal account to send funds. The person to whom you've sent the money will be notified by e-mail, text message, or phone to log in to PayPal to withdraw the money or spend it online. If that person doesn't have a PayPal account, he or she can sign up for one. It's quick and easy!
  • The recipient can request the funds to stay in a PayPal account, be credited to a bank account, or request that a check is sent. 1.
  • Request Expedited Payments.
  • You may expedite a payment by overnight mail. 2
  • Retain up to two years (24 months) of Bill Pay history.


And, best of all, our Bill Pay is FREE


Payment Processing


  • The cut-off time for next business day electronic payment processing is 2:00 p.m. MT.
  • In some instances, payments to certain payees may take slightly longer to process. Longer payment processing may occur when a payment is processed as a paper check. Check payments normally take four (4) business days to reach the payee. A check payment will clear your account after the payee's financial institution has processed the check.
  • To determine how long a payment will take to reach the payee, click on the payee name and review the number of business days stated for the payment to arrive. Electronic payments generally process the next business day, if scheduled before 2:00 p.m. MT.
  • Many payees are electronic and next business day payments can be made if the payment is scheduled before 2:00 p.m. MT. However, if you need to quickly pay an individual or business that is not paid electronically, schedule an Expedited Payment. This check payment will be sent by overnight mail to reach the payee quickly. A fee applies for an Expedited Payment.
  • An electronic payment will clear your checking account on the day you choose the bill to be paid. That can be as quick as the next business day if the payee accepts electronic payments and the payment request is submitted before 2:00 p.m. MT. A check payment will clear your account after the payee's financial institution has processed this check.
  • Bill Pay check payments start with the number series 9000.


Recurring Payments


If you have an automatic payment set up with a final amount that differs from the regular payment amount, please review your FINAL automatic payment amount before sending.


E-Bills


An E-Bill is an electronic version of your bill that you can view inside Bill Pay and pay immediately. To set up E-Bills in Bill Pay, click on Set Up E-Bills, then follow the instructions.


Bill Pay History


Bill Pay will accrue payment history up to two years (24 months).


Send Money Instantly to Anyone (Person-to-Person)


Send money from your banking account to almost anyone with an e-mail address or mobile number (powered by PayPal). 


Miscellaneous


  • Cookies must be enabled to access Bill Pay.
  • Bill Pay check payments start with the number series 9000.



1 $200 limit.

2 Fee applies.

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