Personal Loans

At First Federal, we have a lot of different ways to help you with financing – even for those instances where traditional loan options don’t quite cut it for you. Count on First Federal to help explore the best option that meets your unique situation. Speak with one of our Loan Officers today.

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Unsecured Loans

If an unexpected expense arises and you don’t have the funds to cover it, an Unsecured Loan may be a good solution. Loan amounts and terms are customized to your needs and no collateral is required. Based on your good credit history, you may qualify for an unsecured loan from First Federal.

  • No collateral required
  • Customized terms and loan amounts

Ready Reserve

A Ready Reserve is an unsecured line of credit you can use in the event of unexpected overdrafts on your personal checking account. You are charged interest based on the amount drawn against the line. It’s flexible, convenient, and ready when you need it. A great complement to any of our great Personal Checking Solutions.

First Finance

With First Finance, we can get your project funded quickly and easily. We offer your choice of a 4-, 5-, or 7-year fixed repayment term, and a fixed rate, so you can pick an option that best fits your needs.

Visit any First Federal branch to get pre-approved, so you can shop with confidence in what you can afford.

CD & Savings Loans

If you have a First Federal CD or Savings account, you may qualify for a CD or Savings Secured Loan. This lets you access the funds you need, without reducing your account balances, while providing you a lower rate than traditional signature loans.


Loans subject to underwriting and ability-to-repay determinations.

APR = Annual Percentage Yield

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Today's Rates

Auto Rates Starting at


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Home Equity Lines of Credit from

8.25 %APR*

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Home Equity Loans from

6.75  %APR*

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*All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification.