Personal Loans


At First Federal, we have a lot of different ways to help you with financing. Make sure you speak with one of our Loan Officers so they can help you find the solution that best fits your needs.


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Unsecured Loans

If you have good credit, the money you need could just be a signature away. Based on your good credit history, you may qualify for an unsecured loan from First Federal with a rate as low as 9.410% APR*.

Ready Reserve

For those times when unexpected expenses occur, a Ready Reserve Line of Credit from First Federal can be a helpful solution. A Ready Reserve is an unsecured line of credit you can use in the event of unexpected overdrafts. It’s flexible, convenient, and ready when you need it.

CD & Savings Loans

If you have a First Federal CD or Savings account, you may qualify for a CD or Savings Secured Loan from First Federal for as little as 3.322% APR**. This lets you access the funds you need, without reducing your account balances, while providing you a lower rate than traditional signature loans.


Unsecured loan stated APR subject to criteria, including automatic payment from a First Federal checking account. Rates, terms, and fees subject to approved credit. Valid as of 10/15/2020. Institution NMLS# 402963.

**  CD/Savings loan stated APRs subject to criteria. Rates, terms, and fees subject to approved credit. Valid as of 10/15/2020. Institution NMLS# 402963.

With a variety of loan programs available, we have a product that fits your financial situation. Our loan officers provide prompt service while finding you the best option.
Due to extremely high loan application demand, the expected time frame for completing refinance
transactions is 90 days or more.
Conventional rates shown below are for refinances transactions. Please contact your Loan Officer for purchase
transaction rate quotes.

Today's Rates

Rates as of 12/2/2020 8:41:07 AM


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Auto Rates Starting at


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Consumer Loans from


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Credit Cards as Low as


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*All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification. 

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