First Federal Savings Bank Twin Falls

Personal Checking Accounts


We get budgets and bills and keeping on track. We get banking at home, on the go, or face-to-face. Our checking solutions give you the flexibility and tools to conveniently manage your money. Whether you’re looking for just the basics or additional perks, we have the account for you. Compare our accounts and choose what’s best for you.

All our checking accounts include:

  • VISA® Debit Card instantly issued at any First Federal location
  • Online and Mobile Banking
  • Free Credit Report Score & Monitoring
  • Apple Pay® and Samsung Pay®
  • Access to 32,000+ surcharge-free ATMs through the MoneyPass network
  • Free Identity Theft Recovery Program
  • Telephone Banking




FREE Checking 1

It’s easy to see why our FREE Checking remains our most popular account choice; it’s simple, loaded with great features, and with no monthly service charge.

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Student Checking

Our Student Checking account is perfect for getting a leg up while in school. It has all the features of our FREE Checking and offers some special features to help you get ahead for the duration of your student status along with the bonus of earning interest on your average daily balance of $700 or more. Must be opened at a First Federal location.



50 Plus Checking 2, 4

Along with all of the features that come with our FREE Checking, you also receive extra complimentary services like two boxes of basic checks per year and free cashier’s checks and money orders. Available to customers 50 years and older.

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Regular Interest Checking 3

You can put your money to work for you with our Regular Interest Checking account. With the bonus of earning interest on your average daily balance of $700 or more, it’s a great way to be rewarded for the balance you’re already carrying in your checking account.

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Scroll to the left to view the rest of the table.





Free 1

OPEN ACCOUNT

50 Plus 2, 4

OPEN ACCOUNT

Student


Regular Interest

OPEN ACCOUNT

FREE Debit Card


Yes


Yes


Yes


Yes


Unlimited Check Writing


Yes


Yes


Yes


Yes

FREE Checks


No


Yes 2


First Box


No


Minimum Opening Deposit


$100


$100


$50


$100


Interest


No


No


Yes


Yes


Minimum Balance


No


No


No


$100


Monthly Service Charge


No


No


No


Yes3

 

Switch to First Federal

It’s easy to switch your checking account to First Federal! With our ClickSWITCH™ service, you can easily move recurring payments and direct deposits to your new or existing First Federal checking account. ClickSWITCH transfers your account information instantly. It’s fully automated and takes as little as 10 minutes. Find out more about ClickSWITCH



1 This account is free in the context of there being no monthly service charge. Overdraft protection, returned checks, and other optional services may result in fees and other charges.

2 Limit of two (2) free boxes of basic checks per year.

3 Must maintain $100 minimum daily balance to avoid $8 monthly service charge.

4 Must be 50 or older.

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Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

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Mobile banking is a great way to keep up on your balances, bill, and even deposit checks.

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