Mortgage Loan Rates

Today's Market Rates


With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.


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Today's Rates

Rates and APRs as of 12/10/2019.
Product Payment Rate APR
Conventional 10 Year Fixed $1,448.41/mo 3.000% 3.057%
Conventional 15 Year Fixed $1,044.91/mo 3.125% 3.310%
Conventional 20 Year Fixed $869.94/mo 3.500% 3.645%
Conventional 30 Year Fixed $694.67/mo 3.750% 3.855%
Conventional 30 Year 5/1 ARM1 $612.36/mo 2.750% 3.918%
Idaho Housing First Loan Program 30 Year $652.81/mo 3.250% 3.349%
Construction-to-Permanent 30 Year Fixed $716.12/mo 4.000% 4.149%
Home Equity Line of Credit (HELOC)2 $561.25/mo 4.490% 4.490%
Home Equity Loan3 $1,448.41/mo 3.000% 3.006%

For products not listed above, including government insured, contact one of our loan professionals.

All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification. APR = Annual Percentage Rate. Advertised APRs assume loan-to-value of 75% or less, credit score of 800, and a loan amount of $150,000. Closing costs, property insurance, and other charges may apply. Monthly payment shown is principal and interest, except Home Equity Line of Credit (HELOC), which is interest-only. Mortgage insurance may be required for loan amounts greater than 80% loan-to-value.

1 The interest rate on Adjustable Rate Mortgage (ARM) is fixed for five years and adjusts every one year thereafter. The payment shown is for the fixed period only.
2 HELOC initial payment is interest-only. Line of credit is accessible for ten years followed by a ten-year repayment period. Variable interest rate may increase after consummation. Maximum APR of 18.0%
3 Home Equity Loan payment is based on a ten-year term. Other terms available.

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