Annual Credit Report

Consumers may request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies.

  • Fight identity theft and monitor reports annually
  • Receive free credit reports from Equifax, Experian and TransUnion
  • Reports may be requested online, by telephone or mail
  • Reports requested online are viewable immediately upon identity authentication

Your free credit report can be accessed here (official site):

Disputing Incorrect Information

If you find inaccurate information on your credit report, there are steps you can take to have it corrected. The U.S. Government has a step-by-step guide located here: FTC Guide to Disputing Errors on Credit Reports

Dealing With Identity Theft

As a First Federal account holder, you get access to Fraud Defender absolutely FREE! If you think you have been a victim of a breach or identity theft, stop by a First Federal branch TODAY to get the process started. It only takes a few minutes to enroll, and the earlier fraud and identity theft are stopped, the quicker your life can get back to normal.

If you are not a First Federal account holder, there are still some great resources available to you. This is a good place to get started: