As Idaho’s Community Bank of Choice, First Federal is always looking for opportunities to improve upon our award-winning work. With this in mind, we are excited to announce a refreshed lineup of deposit products. Each of our checking and savings accounts are built withour customers in mind, providing various options to meet everyone’s unique needs and goals – it our mission to enhance your financial well-being. For more information about any of these products, please visit your nearest branch or call (208) 733-4222.
Personal Checking Accounts
Falcon Checking
Our free checking account that has everything you expect, with a first-rate experience. Named for the Peregrine Falcon – Idaho’s official bird of prey – with Falcon Checking, enjoy the speed and precision of banking with First Fed as well as access to tools and expert staff that will empower you and strengthen your financial well-being.
Click here to learn more about Falcon Checking and see all account requirements and disclosures.
Red Rewards Checking
First Fed’s Red Rewards Checking supercharges the earnings on your account balance with a market-leading interest rate! In addition, enjoy no minimum balance, no monthly service charge, and complimentary financial tools and resources. All of this together makes for one sweet ride of an account, allowing you to transact in style and rev up your balance’s returns.
Click here to learn more about Red Rewards Checking and see all account requirements and disclosures.
Youth Wings Checking
Our Youth Wings Checking helps the next generation’s financial future take flight! Learning good spending habits early in life is crucial and typically starts with someone’s first checking account. This is why First Fed created Youth Wings Checking, an account that is simple and straightforward, helping young customers start their financial journey with confidence.
Click here to learn more about Youth Wings Checking and see all account requirements and disclosures.
Gem State Checking
Checking created specifically for those 50 and older, offering essential account features as well as complimentary cashier’s checks and money orders, and free personal checks. Your golden years should be simple and convenient, that’s why we made Gem State Checking, an account that has your lifestyle in mind.
Click here to learn more about Gem State Checking and see all account requirements and disclosures.
Personal Savings Accounts
Mutual Savings
When it comes to savings, go with a bank chartered to do just that – help people save! Our traditional savings account option, Mutual Savings is a nod to First Federal being Idaho’s only mutual bank. What is a mutual bank? Unlike other banks, First Fed has no stockholders or investors, instead we are depositor-owned which is a special situation – allowing First Fed to focus on our customers and communities.
Click here to learn more about Mutual Savings and see all account requirements and disclosures.
Sawtooth Savings
Take your savings to the summit with competitive, tiered interest and be a difference-maker with our Sawtooth Savings account. Through a partnership with the Sawtooth Society, with each new Sawtooth Savings account opened, $10 will be donated to support the ongoing conservation and enhancement of the Sawtooth National Recreation Area.
Click here to learn more about Sawtooth Savings and see all account requirements and disclosures.
Check out our full lineup of personal savings account options by clicking here!
Business Checking and Savings Accounts
Business 1st Checking
At First Fed, we embrace entrepreneurship and work hard to provide a competitive advantage to our business customers. Our Business 1st Checking echoes this approach, it’s free – no monthly service charge, no minimum balance, no analysis fees – and straightforward.
Click here to learn more about Business 1st Checking and see all account requirements and disclosures.
Business 1st Checking with Interest
As a business-owner you should expect an account - and bank - that works as hard as you do. That’s what you get from First Fed’s Business 1stChecking with Interest – earn interest on your account balance as well as enjoy no analysis fees, free bill pay, free online and mobile banking, and other helpful account features.
Click here to learn more about Business 1st Checking with Interest and see all account requirements and disclosures.
Business 1st Savings
Savings is at the heart of what we do at First Federal – we’re a mutual savings bank. What does that mean? We’re made to help businesses save and unlike other banks, we don’t have any stockholders or investors, so no outside pressures or competing interests. Instead, we’re depositor-owned. This allows us to put our customers 1st and focus on their financial well-being.
Click here to learn more about Business 1st Savings and see all account requirements and disclosures.
Visit our Business Banking page to learn about our additional account options, treasury services, and how we can give your business a competitive advantage!
