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To truly grasp the concept of wealth management, we must first define: What is wealth?

For many, wealth feels like a distant or unattainable goal. We often grew up watching cartoons with characters rolling in piles of gold or money. Certainly, entertaining to watch but never a reality we planned for ourselves. As a result, we may not have envisioned ourselves as capable of achieving wealth.

In truth, wealth is not simply about money—it's about having the resources to bring your dreams and ideal lifestyle to life. It’s less about the dollar amount and more about the doors it can open: financial freedom, flexibility, and fulfillment.

For many individuals, building wealth is critical to achieving retirement goals—whether that means traveling the world, spending more time with loved ones, or engaging in meaningful volunteer work with your church or local charity.

Wealth tends to follow a lifecycle composed of distinct phases, each with its own opportunities and challenges. As financial advisors, our role is to help clients navigate these stages with confidence and clarity.

Securities offered through IFP Securities, LLC, dba Independent Financial Partners (IFP), member FINRA/SIPC. Investment advice offered through IFP Advisors, LLC, dba Independent Financial Partners (IFP), a Registered Investment Advisor. IFP and First Federal Savings Bank are not affiliated.

Registration does not imply that the Firm is recommended or approved by the United States government or any regulatory agency. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply any level of skill or training.

IFP may only transact business or render personalized investment advice in those states and international jurisdictions where it is registered, has notice filed, or is otherwise excluded or exempted from registration requirements. The purpose of this website is for information distribution only and should not be construed as an offer to buy or sell securities or to offer investment advice. Past results are no guarantee of future results and no representation is made that a client will or is likely to achieve results that are similar to those described. An investor should consider his or her investment objectives, risks, charges and expenses carefully before investing. Please refer to IFP Advisors LLC ADV Part 2 for additional information and risks.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Neither IFP nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. IFP offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary.

Independent Financial Partners (also referred to as “IFP”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of First Federal Bank. IFP is a registered brokerdealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Independent Financial Partners.

Insurance and annuity products are offered through Independent Financial Partners., a licensed insurance agency and wholly owned subsidiary of IFP.

Banking products are provided by First Federal Bank.

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