Business Checking


At First Federal, we understand the value of solid business relationships. We recognize that your business has new opportunities and challenges daily. Because your needs are important to us, we offer a variety of Business Checking and Savings accounts. Our Customer Service Representatives are here to help you choose the best option for your needs — putting your money to work for you.

Business Checking accounts offer FREE business Visa® debit cards — plus, earn rewards points on your purchases that you may exchange for merchandise and travel.


FREE Business Checking

  • $100 minimum deposit amount to open account
  • No monthly service charge
  • Unlimited debits, credits and deposited items
  • Free Business Online Banking
  • Free Business Bill Pay


Business Interest Checking

  • $100 minimum deposit amount to open account
  • Must maintain $3,500 minimum daily balance or an average daily balance of $7,000 to avoid $12 monthly service charge
  • Must maintain $3,500 average daily balance to earn interest
  • Unlimited debits, credits and deposited items
  • Free Business Online Banking
  • Free Business Bill Pay


Additional FREE Services

  • Free Online Banking
  • Free Online E-Statements
  • Free TellerPhone
  • Access to surcharge-free ATMs
  • Instant issue Visa Business Debit Card


Switch to First Federal

Now you can easily move recurring payments and direct deposits to a new account - all with the click of a mouse. With ClickSWITCH™ account information is transferred instantly. It’s fully automated, convenient, and takes as little as 10 minutes. Click here to find out more!



Effective May 11, 2018, all banks will be subject to new rules under the Bank Secrecy Act that will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats. EACH time an account is opened, or you need to make a change on an existing account for a covered Legal Entity, we will also be required to ask you for identifying information (name, address, date of birth, social security number), as well as identification documentation (Driver’s License) for:

  • EACH individual that has 25% or more Beneficial Ownership in the Legal Entity; and,
  • ONE individual that has Significant Managerial Control of the Legal Entity



Some ATM fees may apply to certain ATMs in the U.S. and internationally. Mobile banking requires internet access. Internet provider fees may apply.

personal touching tablet device

Now you can easily move recurring payments and direct deposits to a new account - all with the click of a mouse. With ClickSWITCH™ account information is transferred instantly. It’s fully automated, convenient, and takes as little as 10 minutes.

Find Out More