First Federal Savings Bank Twin Falls

Personal Loans

There’s never a good time for an empty wallet, especially around the holidays. For the times when you’re strapped for cash, or you’re hit with a surprise expense, First Federal Bank has a loan for that!

We offer secured and unsecured personal loans, and ready reserve loans to protect your First Federal checking account from an unexpected overdraft. So when your wallet is empty and you need some cash, think personal loan from First Federal.

There’s nothing to lose… and relief to gain!

Unsecured Loans

If you have good credit, the money you need could just be a signature away. Based on your good credit history, you may qualify for an unsecured loan from First Federal with a rate as low as 9.160% APR*.

Ready Reserve

For those times when unexpected expenses occur, a Ready Reserve Line of Credit from First Federal can be a helpful solution. A Ready Reserve is an unsecured line of credit you can use in the event of unexpected overdrafts. It’s flexible, convenient, and ready when you need it.

 Unsecured loan stated APR subject to criteria, including automatic payment from a First Federal checking account. Rates, terms, and fees subject to approved credit. Valid as of 11/2/2022. Institution NMLS# 402963.

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Whether you’re looking for a mortgage, auto, home equity, or other lending product, we have a loan for that. Let our lending professionals help you find the best solution to fit your unique lending needs.

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Today's Rates

Rates as of 9/18/2023

Auto Rates Starting at


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Home Equity Lines of Credit from

8.25  %APR*

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Home Equity Loans from

7.38   %APR*

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*All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification.