First Federal Savings Bank Twin Falls

Reverse Mortgage


A reverse mortgage can help homeowners 62 years and older convert part of the equity of their home into money to help fund retirement. For eligible homeowners, a reverse mortgage can be used to extend the life of your nest egg, and significantly increase the likelihood that you will have enough money longer into your retirement.

A reverse mortgage may not be the right solution for everyone. However, if you are looking for ways to maximize your retirement savings and income, it is worth considering as part of a balanced retirement plan.

You can choose to receive your funds as:
  • Line of Credit
  • Lump Sum Payout
  • Monthly Payments
  • A Combination of These
As a requirement, all borrowers on the loan must be at least 62 years old, your home must be used as your primary residence, and you must have built sufficient equity.


To find out if a Reverse Mortgage  is right for you, contact  our Reverse Mortgage Loan Officers in the Magic Valley or Treasure Valley for details.


*A reverse mortgage is a home-secured debt that must be repaid upon maturity. You are still responsible for property taxes, insurance, and maintenance on your home. All credit products subject to approval. Information presented was not created or approved by HUD/FHA.

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Rates as of 11/28/2022



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*All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification.