First Federal Savings Bank Twin Falls

Renovation Loans


Do you own a fixer upper? Have you found a not-so-perfect house in the ideal location? With a renovation loan from First Federal, you can make nearly any house into a dream home. We have a wide variety of products available that can help you do everything from simple repairs all the way to large additions. You could even add that outdoor kitchen you’ve been dreaming of.

A Single Loan For Your Needs


Equity loans have their place, but what do you do if you want to remodel a house you haven’t purchased yet? What if the equity in your home won’t cover renovations that will increase your home’s value? That’s where our flexible renovation programs can help. Depending on the program, you can borrow up to 95% of the value of your home after the renovations are completed. Plus, whether it’s a purchase or refinance, it’s all done in a single loan at a great rate.

Fewer Limitations


Unlike most renovation loans, our newest product will also let you include luxury items like a fireplace, an outdoor kitchen, or an additional room. With so few limitations, we can help you turn your house into exactly the home you want.

Get Started


Click below to apply, or stop by any First Federal location to find out more about our renovation loans.


Apply Now!


Some restrictions apply, see a loan officer for full requirements. Mortgage insurance will be required for loans greater than 80% loan-to-value. All loans subject to approval.

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Whether you’re looking for a mortgage, auto, home equity, or other lending product, we have a loan for that. Let our lending professionals help you find the best solution to fit your unique lending needs.

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Today's Rates

Rates as of 9/18/2023

Auto Rates Starting at


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Home Equity Lines of Credit from

8.25  %APR*

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Home Equity Loans from

7.38   %APR*

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*All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification.