First Federal Savings Bank Twin Falls

Home Loan Refinancing

Last year, home prices soared while interest rates tumbled – leaving many of us feeling like the balance between house and house payment is out of whack. If you think your current mortgage payment may not be to scale, First Federal Bank has a loan for that!

If it’s been a while since you looked at your mortgage loan, you may be able to lower your monthly payment when you refinance with First Federal Bank. Rates are still competitive and your house may be worth more than you imagined.

Should I Refinance?

How much interest can you save if you refinance your mortgage? The Should I Refinance Calculator helps you find out!

Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. The calculator will determine how much interest refinancing can save you and if you should refinance your mortgage. It will also calculate the number of months to break even on closing costs with your reduced monthly payment!

Want to.. ?

man with tie next to flag icon

Find a loan officer?

Whether you’re looking for a mortgage, auto, home equity, or other lending product, we have a loan for that. Let our lending professionals help you find the best solution to fit your unique lending needs.

Learn More

Today's Rates

Rates as of 9/18/2023

Auto Rates Starting at


Learn More

Home Equity Lines of Credit from

8.25  %APR*

Learn More

Home Equity Loans from

7.38   %APR*

Learn More

*All credit products are subject to approval and subject to change without notice. Rates, terms, and amounts based on qualification.