First Federal Savings Bank Twin Falls

Merchant Services

First Federal has partnered with Merchant’s PACT (Payment Acceptance Consulting Team), an independent advisory company with expertise in pricing dynamics, product solutions, and contract terms and conditions within the payment processing industry. They help businesses save money and gain control of their processing relationship.


Merchant’s PACT Advisors Services Include:

  • Protection against price increases and billing errors
  • Improvement of pricing, terms, and conditions
  • Direction on the best product solutions


Merchant's PACT process information (explained below in content text).

Why gain control of your processing relationship?

  • Rates and fees are always changing and increase over time.
  • Pricing is not transparent. POS systems and terminals are often sold or leased for an excessive profit. Additional fees are often added and mislabeled.
  • The sales representatives typically do not control your pricing, the processing company does.
  • Your business may have an unnecessary POS system, terminal, ecommerce solution, and/or mobile payment device.
  • Processing companies automate price increases and billings for their thousands of clients and errors happen.

Merchant's PACT makes it easy

  • NO switch obligation - they can negotiate with any provider.
  • NO rate increases - they audit your monthly processing statements to ensure there are no rate increases and check for billing errors.
  • NO new processing equipment or solution required - unless you would like new equipment.
  • NO effort or time on your part - they help manage your processing relationship so you can focus on growing your business.

Get Started with Merchant Services

If you're interested in a free consultation or would like to learn more about Merchant's PACT, please complete the form below to get started.

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