Loans & Lines of Credit


We’re in the business of helping local small businesses grow. No matter your plans, count on First Federal to deliver the financing solutions you need to make it happen. Your success is our success. We want to be right there with you. Contact a Business Banking Officer today.


For financial strategies your business needs to exceed your goals, you can count on First Federal. No matter your needs, we can customize financing solutions that fit.

Term Loans

A Term Loan from First Federal can help you meet a variety of financing needs. Whether you want to expand your business, purchase new equipment or vehicles, or fund increased inventory levels, our Business Banking team can turn your business goals into reality.


Commercial Real Estate

Do you want to purchase, build, or refinance commercial or investment property? Our Business Banking team is experienced in commercial real estate and they understand the local market. Count on us to work with you to provide the best financing solutions to fit your project’s needs.


Revolving Lines of Credit

Designed to meet a business’s working capital needs, lines of credit are a flexible solution that allows you to have available cash whenever your business needs it. Our Fast Track application for loans under $50,000 streamlines the credit process. Larger lines of credit are also available to meet your unique business needs. A First Federal line of credit may be attached to a checking account for overdraft protection and easy cash flow management as well.


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All credit products are subject to approval.

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